Breed Insurance Library
Pet Insurance
by Breed —
Every Risk, Decoded.
Comparing pet insurance without knowing your breed's health risks is like buying car insurance without knowing your driving record. We fix that.
45 dog breeds15 cat breedsUSA & Canada15+ insurers compared
60+
Breeds covered
17
Insurers rated
Free
Always free
PetInsuranceNerd's Breed Library — the most comprehensive breed-level pet insurance guide for the US and Canada. Each breed page reveals common hereditary conditions, average monthly premiums, fine-print exclusions most owners miss, and which policies from 17+ insurers actually cover that breed's biggest risks. Updated for 2026.
Risk:
60 breeds
Very High RiskFrench Bulldog
dog
Brachycephalic syndromeHip dysplasia
$60–$120 USD/moSee plans
High RiskLabrador Retriever
dog
Hip & elbow dysplasiaObesity
$40–$85 USD/moSee plans
High RiskGolden Retriever
dog
CancerHip dysplasia
$40–$90 USD/moSee plans
Low RiskDomestic Shorthair (Mixed)
cat
Generally robustDental disease
$15–$40 USD/moSee plans
High RiskGerman Shepherd
dog
Hip & elbow dysplasiaDegenerative myelopathy
$45–$95 USD/moSee plans
Low RiskDomestic Longhair (Mixed)
cat
HairballsDental disease
$15–$40 USD/moSee plans
Very High RiskBulldog
dog
Brachycephalic syndromeHip dysplasia
$70–$130 USD/moSee plans
Medium RiskStandard Poodle
dog
Addison's diseaseBloat (GDV)
$35–$75 USD/moSee plans
Medium RiskBeagle
dog
EpilepsyHip dysplasia
$30–$65 USD/moSee plans
High RiskMaine Coon
cat
Hypertrophic cardiomyopathyHip dysplasia
$25–$55 USD/moSee plans
Very High RiskRottweiler
dog
Hip & elbow dysplasiaCancer
$55–$110 USD/moSee plans
High RiskDachshund
dog
Intervertebral disc diseasePatellar luxation
$35–$70 USD/moSee plans
High RiskRagdoll
cat
Hypertrophic cardiomyopathyFeline mucopolysaccharidosis
$25–$55 USD/moSee plans
Medium RiskYorkshire Terrier
dog
Patellar luxationTracheal collapse
$30–$65 USD/moSee plans
High RiskBengal
cat
Hypertrophic cardiomyopathyProgressive retinal atrophy
$30–$60 USD/moSee plans
Very High RiskBoxer
dog
CancerHeart disease
$50–$100 USD/moSee plans
Medium RiskSiberian Husky
dog
Hip dysplasiaEye conditions (cataracts)
$40–$80 USD/moSee plans
High RiskBritish Shorthair
cat
Hypertrophic cardiomyopathyPolycystic kidney disease
$25–$55 USD/moSee plans
Medium RiskPembroke Welsh Corgi
dog
Hip dysplasiaIntervertebral disc disease
$30–$65 USD/moSee plans
Very High RiskPersian
cat
Polycystic kidney diseaseBrachycephalic syndrome
$30–$65 USD/moSee plans
Very High RiskCavalier King Charles Spaniel
dog
Mitral valve diseaseSyringomyelia
$45–$90 USD/moSee plans
High RiskSiamese
cat
Dilated cardiomyopathyProgressive retinal atrophy
$25–$55 USD/moSee plans
Very High RiskDoberman Pinscher
dog
Dilated cardiomyopathyHip dysplasia
$55–$105 USD/moSee plans
Medium RiskAustralian Shepherd
dog
Hip dysplasiaEpilepsy
$35–$75 USD/moSee plans
Very High RiskScottish Fold
cat
Osteochondrodysplasia (severe joint disease)Hypertrophic cardiomyopathy
$35–$70 USD/moSee plans
Medium RiskMiniature Schnauzer
dog
PancreatitisUrinary stones
$30–$65 USD/moSee plans
High RiskShih Tzu
dog
Brachycephalic syndromeEye ulcers
$35–$70 USD/moSee plans
Very High RiskSphynx
cat
Hypertrophic cardiomyopathyHereditary myopathy
$35–$70 USD/moSee plans
Medium RiskPomeranian
dog
Patellar luxationTracheal collapse
$30–$65 USD/moSee plans
Very High RiskGreat Dane
dog
Bloat (GDV)Cardiomyopathy
$65–$120 USD/moSee plans
High RiskAbyssinian
cat
Progressive retinal atrophyPyruvate kinase deficiency
$25–$55 USD/moSee plans
Very High RiskBernese Mountain Dog
dog
CancerHip & elbow dysplasia
$60–$115 USD/moSee plans
Medium RiskBorder Collie
dog
Hip dysplasiaEye anomaly (CEA)
$30–$70 USD/moSee plans
Low RiskRussian Blue
cat
Progressive retinal atrophyBladder stones
$20–$45 USD/moSee plans
High RiskCocker Spaniel
dog
Ear infections (chronic)Eye conditions
$35–$75 USD/moSee plans
Medium RiskShetland Sheepdog
dog
Collie eye anomalyHip dysplasia
$30–$65 USD/moSee plans
High RiskNorwegian Forest Cat
cat
Hypertrophic cardiomyopathyGlycogen storage disease
$25–$55 USD/moSee plans
Medium RiskMaltese
dog
Patellar luxationPortosystemic shunt
$30–$65 USD/moSee plans
Medium RiskChihuahua
dog
Patellar luxationHeart disease
$25–$55 USD/moSee plans
Medium RiskBirman
cat
Hypertrophic cardiomyopathyFeline corneal dermoid
$25–$50 USD/moSee plans
Very High RiskMastiff
dog
Hip & elbow dysplasiaBloat
$65–$125 USD/moSee plans
Medium RiskBichon Frise
dog
AllergiesBladder stones
$30–$65 USD/moSee plans
High RiskBurmese
cat
HypokalaemiaFlat-chested kitten syndrome
$25–$55 USD/moSee plans
High RiskWeimaraner
dog
Bloat (GDV)Hip dysplasia
$40–$80 USD/moSee plans
High RiskBasset Hound
dog
Intervertebral disc diseaseEar infections
$35–$75 USD/moSee plans
Medium RiskVizsla
dog
Hip dysplasiaEpilepsy
$35–$75 USD/moSee plans
Medium RiskEnglish Springer Spaniel
dog
Hip dysplasiaProgressive retinal atrophy
$35–$70 USD/moSee plans
Very High RiskNewfoundland
dog
Hip dysplasiaSubvalvular aortic stenosis
$60–$115 USD/moSee plans
Very High RiskSaint Bernard
dog
Hip & elbow dysplasiaBloat
$65–$120 USD/moSee plans
High RiskSamoyed
dog
Hip dysplasiaHereditary glomerulopathy
$40–$80 USD/moSee plans
Low RiskJack Russell Terrier
dog
Patellar luxationLegg-Calvé-Perthes disease
$25–$55 USD/moSee plans
Medium RiskDalmatian
dog
DeafnessUrinary stones (urate)
$35–$70 USD/moSee plans
High RiskIrish Setter
dog
Hip dysplasiaBloat (GDV)
$40–$80 USD/moSee plans
Low RiskWhippet
dog
Heart diseaseEye conditions
$25–$55 USD/moSee plans
High RiskBull Terrier
dog
DeafnessHeart problems
$40–$80 USD/moSee plans
High RiskChow Chow
dog
Hip dysplasiaEntropion
$40–$85 USD/moSee plans
High RiskBloodhound
dog
Hip & elbow dysplasiaBloat
$50–$100 USD/moSee plans
Medium RiskGreyhound
dog
OsteosarcomaBloat
$35–$70 USD/moSee plans
Medium RiskStaffordshire Bull Terrier
dog
Hereditary cataractsHip dysplasia
$35–$70 USD/moSee plans
Low RiskMixed Breed (Dog)
dog
Generally lower riskDental disease
$20–$60 USD/moSee plans